SME & CONSUMER

SME AND CONSUMER BANKING

Full Marks : 100
Module A: Role of SME
          Role of SMEs in The Economic Development of Bangladesh, Policy Environment and Initiatives of SMEs, Experiences of SME Foundation.

Module B: Sources and Modes of SME Finance
          Role of FIs, Bangladesh Bank Guidelines, Equity Entrepreneurship Fund (EEF), NGOs, Venture Capitalists and Informal Sector.

Module C: Formulation of Business Plan and Project Appraisal for SMEs
          Essentials of Business Plans  Sector Specific Requirements  Project Appraisal Marketing Aspect, Technical Aspect, Financial Aspect, Cash Flow Analysis, Financial Projections, Cost of The Project and Means of Financing, Break-Even Point, Capital Budgeting Techniques, NPV, BCR and IRR, Assessment of Working Capital, Assessment of Risks, Identification and Selection of Entrepreneurs.

Module D: Operational Procedures in SME Financing
          Asset Based Financing, Factoring, Leasing, Tripartite Agreements, Documentation and Creation of Charges on Securities, Repayment Schedule of Loans, Monitoring and Counseling.

Module E: Consumer Banking
          Overall Objectives, Critical Elements of Consumer Banking, Consumer Banking Products, Operational Aspects, Legal Framework and Bangladesh Bank Guidelines.

Module F: Recovery of SME and Consumer Credit
          Identification of Non-Performing Loans, Procedures Relating to Recovery- Legal and Non-Legal aspects.

References: 

1          Bangladesh Bank reports
2          Reports of SME Foundations

ISLAMIC BANKING

ISLAMIC BANKING

Full Marks : 100
Module A: Islamic Economics
          Islamic Economics- Meaning and Scope, Nature of Economic Laws, Islam and Other Economic Systems, Consumption and Production in Islam, Distribution of Wealth in Islam, Trade and Commerce in Islam, Islamic Approach to Money, Banking and Monetary Policy.

Module B: Interest in Islam
          Interest in Islam, Meaning of Riba, Conceptual Issues Related to Riba, Comparative Difference Between Interest and Profit, Classical and Keynesian Views on Interest.

Module C: Islamic Banking
          Objectives and Functions, Global Experiences, Operational Mechanism of Islamic Banking System of Guarantee, Non-Banking Services of Islamic Banks, Islamic Bank and Central Bank, Conventional vis--vis Islamic Banking.

Module D: Deposit Mobilization Process
          Wadia and Mudraba Accounts their Characteristics and Mode of Operations.

Module E: Investment and Operation of Islamic Banks
          Musharaka, Mudaraba, Murabaha, Bai-E-Muazzal, Bai-E-Salam, Hire Purchases, Quarz E Hasana, Lease Finance, Auction Investment, Syndicated Investment, Term Investment.

Module F: Fund Management in Islamic Banking
          Asset  Liability Management (ALM), Liquidity Management, Liquidity Versus Profitability, Liquidity Theories and Islamic Banking  Risk Management in Islamic Bank.

Module G: Foreign Exchange Operation of Islamic Bank
          Import and Export Financing, Methods of Trade Payments  Exchange Rates  Applicable Rates for FEX Operations.

Module H: Central Banking in Islamic Framework
          Central Banking in Islamic Framework  Monetary Policy in Islam  Banking Supervision.

Module I: Rural Finance, Welfare and Ancillary Services of Islamic Banking

Module J: Role of Shariah Council
      Need for Shariah Board  Relationship with Board of Directors and Central Bank, Power and Function of Shariah Councils.

Module K: Experience of Islamic Banks at National and International Level
 
References: 

1          Ahmed, Shaikh Mahmud. Towards Interest Free Banking. International Islamic Publisher, Delhi
2          Choudhury, Masudul Alam. Money in Islam, Routledge, London
3          Hasan, Kabir M. A Text Book on Islamic Banking
4          Hoque, Ataul, Readings in Islamic Banking Islamic Foundation Bangladesh
5          Mannan, M A, Islamic Economics- Theory and Practice, New Delhi, India
6          Rahman, M.M and Rahman, B.M.H. Islamic Finance System
7          Shaghil, M, Islamic Economics New Delhi, India

INVESTMENT BANK & LEASE FINANCING

INVESTMENT BANKING AND LEASE FINANCING

Full Marks : 100
Module A :       Investment Banking
          Investment Banking  Functions and Score Investment Setting Investment Return and Risk, Asset Allocation, Security Market Instruments.

Module B : Primary Security Markets
          Management of Capital Issues, Undertaking, Issue of Prospectus, Private Placement, Mutual Fund (open ended and closed ended)

Module C : Secondary Market
          Dealing vs Brokering- Dealer Activity-Managing Dealer Risk-Financing Dealer Inventory- Brokerage Activity, Possible Abuses by Brokers, Security-Market Indicators. Central Deposit, Stop Exchange.

Module D : Portfolio Management
          Introduction to Portfolio Management, Some Background Assumptions, Asset Pricing Models, Efficient Capital Markets.

Module E : Portfolio Analysis
          Financial Statement Analysis- Major Financial Statement, Analysis of Financial Ratios, Economic Analysis, Relating Economic Analysis to Efficient Market, Forecasting Tools, The Nature of Effective Economic Forecast, Industry Analysis, Company Analysis.

Module F : Technical Analysis
          Concepts of Technical Analysis, Challenges to Technical Analysis, Advantages, of Technical Analysis, Technical Trading Rules and Indicators.

Module G : Security Valuation
          Security Valuation  Overview of the Valuation Process. Theory of Valuation, Bond Fundamentals and Valuation of Bonds-Computing Bond Yields. Valuation of Equities.

Module H : Lease Financing
          Concept of Lease  Different Forms of Lease Financing vs. Operating Leaser Financing Evaluating  Lease Financing in Relation to Debt Financing : Lessees Perspective-Financing Evaluation : Lessees Perspective Advantages of Lease Financing. Practices of Lease Financing in Bangladesh.

Module I : Investment Banking Structure in Bangladesh
           Structure, Legal Framework, Performance, Role of SEC (Prevention of Insider Lending and Investor Protection), ICB (Institutional Investor), DSE and CEC Corporate Merger, Restructuring, Acquisition, Corporate Advisory

References: 

1          Different Publications of SEC, DSE and CSE.
2          Francis, J.C.-Investment (McGraw Hill, Singapore).
3          Hirt, G. A. ad Stanley B. Block-Fundamentals of Investment Management  (IRWIN, U.S.A.)
4          Public Issue Rules, 1998.
5          Reily, Frank, K. and Edger A. Norton-Investments  (The Dryden Press, U.S.A.)
6          Securities & Exchange Ordinance, 1969.
7          Sharpe, W.F.-Investments (Prentice-Hall Inc., U.S.A.)
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TREASURY MANAGE

TREASURY MANAGEMENT (Optional Subject)

Full Marks: 100

Chapter 1 Introduction to Treasury
          Function of Treasury
          The Market
          Key Variables in Treasury Management
          What is Liquidity
          The Role of Central Bank
          Treasury as a profit center of the bank

Chapter 2 Reserves
          Operational Reserve
          Statutory Reserve Requirement
          Government Securities

Chapter 3  Asset Liability Management
          Liquidity Management
          Tools of Liquidity Management
          Balance Sheet & Capital Planning
          Transfer Pricing of Assets & Liability
          ALCO

Chapter 4  Foreign Exchange Management
          Fx Markets
          FX Quote Conventions
          Net Open Position
          Assessing Exposure to Risk
          Forward & FX Swap Pricing
          Foreign Exchange Trading

Chapter 5 Money Market
          Money Market Instruments
          Participants of Money Market
          Treasury Bill Market of Bangladesh
          Repo & Reverse Repo
          Swap

Chapter 6  Fixed Income
          Fixed Income Market
          Fixed Income Instruments
          Bond Pricing & Yield to Maturity
          Duration & Convexity
          Primary & Secondary Market

Chapter 7  Basic Derivatives
          FX Derivatives
          Interest Rate Derivatives
          Commodity Derivatives
          Credit Derivatives

Chapter 8  Market Risk Management
          Risk Factors in a Bank
          FX Risk Management
          Interest Rate Risk Management
          Risk Management Limits & Reporting
                Implication of Basel II